Consumer Loans: Credit Cards and Other Revolving Debt
The Consumer Loans: Credit Cards and Other Revolving Plans (CCLACBW027SBOG) Chart from the St. Louis Federal Reserve offers a detailed look into changes in consumer credit card loans and other revolving credit plans held by all commercial banks. Covering the period from June 28, 2000, to the present, the chart presents the data as an annual percentage change. This view enables users to discern patterns in consumer borrowing habits and credit reliance, reflecting economic shifts, consumer confidence, and lending trends over the past two decades
The Personal Savings Rate (PSAVERT) Chart below from the St. Louis Federal Reserve provides a comprehensive visual representation of changes in personal savings rates over an extended timeframe, dating from January 1, 1960, to the present. This chart specifically highlights the year-over-year percentage change, offering a unique perspective on how savings tendencies have shifted annually. By tracking these fluctuations, users can gain insights into economic trends, consumer behavior, and potential responses to national and global events over the past six decades