The chart below shows the affordability, or lack of affordability, of housing, in the United States based on the relationship between home prices and household income. We have determined how many years of income, based on the median household income, it would take to buy a home in the U.S. based on the median sales prices of homes.
Most data that is presented with regard to housing affordability is based upon the payment on a mortgage for a home as it relates to income, which many believe is truly the most accurate way to look at affordability. This is based on the fact that most home buyers in the U.S. obtain a mortgage when buying a home so the price home they can purchase is directly related to the amount of a payment they can afford. The problem with this method is it is very impacted by interest rates, which over time fluctuate a lot typically at a greater rate and frequency than home prices. Therefore many believe affordability should be looked at in terms of how many years of annual income it takes to buy a house with 3 to 4 times your annual income considered as a reasonable amount by many.
Information like this, as well as real estate agents and brokers that know and understand this data like the ones at MORE, REALTORS®, can help a home buyer or investor identify when is an opportune time to buy. This same information and knowledge can be used to help a seller determine the right time to sell their home.
If we can answer any questions or help you, please contact us by clicking on the button below.
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FABULOUS Modern Ranch Home SOON to be Available! This Custom Home was Made with Convenience and Luxury in Mind! Kitchen Comes with All Appliances and a Great Sized Quartz...
Welcome home to this beautiful 4-bedroom, 3-bath ranch tucked away on a quiet cul-de-sac! Offering a versatile floor plan, inviting living spaces, and plenty of room to s...
Prime Highway 47 Commercial Lot in Union! A rare opportunity to own a 1-acre commercial lot on Highway 47 in Union, MO, offered at $100,000. This vacant parcel sits direc...
Location, space, and style in the highly desirable Skinker-DeBaliviere neighborhood! This freshly updated home offers 3 bedrooms, 4 baths, and over 3,000 sq. ft. of total...
LAKE LIFE, PRIVACY & ROOM FOR EVERYTHING! Welcome to your own private retreat in the desirable Pinnacle Lake community! Nestled among mature trees on two spacious lots al...
Welcome to 11 Meckfessel Drive, Fairview Heights! This Beautiful, Full Brick, Kinsella Homes 60's Ranch has so much space for the money. You can't build this home toda...
Attention investors and buyers seeking a long-term rental opportunity. This 3-bedroom home offers substantial living space across three levels, including a full basement ...
Welcome to 216 Pheasant Ct in Remington Place! This beautifully maintained custom ranch features an open floor plan, 9-foot ceilings throughout, and vaulted ceilings in t...
Situated on a corner lot, this charming 2-bedroom, 1-bath ranch offers distinctive stone detailing, hardwood floors, and flexible living space on two levels. A covered fr...
INVESTORS, TAKE NOTICE! Opportunity to acquire a classic early-1900s Belleville duplex with immediate rental income and significant value-add potential! Available individ...
INVESTORS, TAKE NOTICE! Opportunity to acquire a classic early-1900s Belleville duplex with established rental income and value-add potential! Available individually or a...
INVESTORS, TAKE NOTICE! Opportunity to acquire a tenant-occupied, five-bedroom, two-and-a-half-bath single-family residence along W Main Street in Belleville! Featuring c...
What a fabulous opportunity! Updated goregous 3 bed 2 bath ranch on 37 acs!! 30 acres has been platted separately. Full basement + 2 car garage + pole barn + all that ...
21 wooded acres in Stoutland, Missouri, offering plenty of possibilities! Located at the corner of Rogers Avenue and State Route H, this property features mature timber, ...
Welcome home to this adorable, well-maintained 3-bedroom, 2-bath home nestled on a quiet dead-end street on the north side of town! Offering 1,784 square feet of comforta...
Villa living in Town & Country, stellar location at 40/141 with security attendant at the gatehouse entrance, Parkway Schools, RARE! Enjoy resort style, maintenance free ...
Welcome to 225 South St in Troy! This totally updated brick-front ranch offers 2 bedrooms, 2 full baths, and 1,325 sq ft of main-level living on a corner lot. The kitchen...
INVESTMENT OPPORTUNITY! Add this classic brick four-family building to your investment portfolio! With three units currently rented and a fourth intentionally vacant fo...
Quality Craftsmanship Meets an Exceptional Location in the Heart of Washington! This well-built 3-sided brick ranch, constructed by Alan Whitworth, offers timeless appeal...
Two-parcel commercial offering on Gravois Avenue in Princeton Heights. 7047 Gravois is a ±1,500 SF brick commercial building, most recently a florist. It sells toget...
**Tucked Away in the Woods with Shared Meramec River Access!** If you've been dreaming of a peaceful getaway in the Missouri Ozarks, this is one you'll want to see! Nestl...
Luxury, Low-Maintenance Living in The Preserve! Welcome to 6546 Anna Grace Lane, where modern luxury meets effortless living! Built in 2022, this immaculate, standalone ...
Welcome to 612 E 4th! This 2-bedroom, 1.5-bath home features several important updates, including a new roof in 2025, exterior doors in 2024, furnace in 2020, and air con...
Welcome home to this spacious ranch nestled on a quiet street with convenient access to major highways, shopping, and dining! The inviting living room flows into a bright...
Searching for a level, cleared spot for your new manufactured home? Come drive past this location in Hardin. Electric, water and septic are available near this site. Cas...
Charming inside and out, this beautifully landscaped Glendale home combines classic appeal with stylish updates. Fresh paint and thoughtful updates create a bright, invit...
**A Ranch with a Twist!** Discover this one-of-a-kind gem nestled in the desirable Webster Ridge Subdivision! Offering the feel of an atrium ranch, this low-maintenance h...
6 Bedrooms | 5 Bathrooms | 4 Acres | Breathtaking Lake Views If you’ve been dreaming of a lake home with incredible views, tons of space, privacy, and the opportunity to ...
Welcome to 8135 Rockwood Drive! Almost like new construction, this beautifully renovated 4-bedroom 2-full-bath home offers the perfect combination of modern updates, sty...
Enjoy the space and possibilities this 30.68-acre property has to offer! Featuring a 3-bedroom, 1-bath home situated on a desirable corner lot, this property offers a gre...
Brumley Creek 168 is a Miller County outdoor recreation tract that checks all the boxes if you are seeking a blank slate that you can make your own. Rolling hills lead to...
Lakefront living in the heart of Terre du Lac! Set on a double lot, 1594 Rue Calais blends modern design with the peaceful setting of life on the water. This 3 bed, 2 bat...
**Easy Living in Lindbergh Schools!** Welcome to this 2-bedroom, 1-bath main-floor condominium offering comfort, convenience, and low-maintenance living! Fresh new carpet...
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Well-maintained Villa for sale! Maintenance-free living in private, peaceful neighborhood. 2 bed 2 bath. Open concept living with large living room and dining room with v...
Creve Coeur condo in top rated Ladue School district! Third floor condo with elevator in lobby for convenience. One car garage space also included. You'll love the newer ...
WELCOME TO THE ST. CLAIR 9.29 IN COLLINS, MISSOURI. Located along a private stretch of the Sac River, this 9.29± surveyed acre tract in St. Clair County offers the perfec...
Showing only with accepted contract. Attention investors and house hackers: check out this pair of adjacent homes in the heart of Shaw neighborhood. This property is bein...
Showing only with accepted contract. This dwelling is being offered as a package deal with MLS# 26068140. Two occupied rental dwellings in the heart of Shaw neighborhood ...
Not JUST a lot, also a Manufactured home! Built in 1989, this 2 bedroom 2 bath has a fantastic split floorplan where a large kitchen, dining area, and living room welcom...
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Welcome to this beautifully updated 3-bedroom, 3-bathroom ranch-style home nestled on a spacious 0.5-acre lot surrounded by mature trees offering peace, privacy, and the ...
Bring your renovation plans to 2728 Pasteur Avenue! This Overland bungalow offers the potential for a 3-bedroom, 1-bathroom layout and is ready for an owner-occupant or i...
**WHERE ELEGANCE MEETS EVERYDAY COMFORT — INSIDE & OUT!** From the moment you enter, this exceptional home makes an unforgettable first impression! The breathtaking two-s...
Rustic charm meets modern comfort in this freshly painted farmhouse, set on 19 acres with sweeping, 360-degree scenic views. With five bedrooms, two and a half baths, and...
Welcome home to this charming all-brick 3-bedroom, 1-bath home located in a nice, quiet neighborhood! This well-maintained home offers comfortable living space along with...
Beautifully designed 1.5-story home showcasing exceptional architectural details throughout. Soaring ceilings and a stunning wall of windows create a light-filled, open f...
Looking for a little room to roam? Check out this 10.5-acre m/l tract to be split from a larger parcel, offering a variety of possibilities! Currently used for cattle and...
Beautiful 4-bedroom, 2 full bathrooms, and a half bathroom. This home features a 2-car garage with plumbing for a bathroom and sits on 6+/- acres. The main living area fe...
(Showings will start on Sunday November 1st) A charming, well-maintained home with spacious rooms, beautiful wood details, and plenty of natural light. The main level fe...
EXTRAORDINARY completely renovated ALL-BRICK 3BR/2BA home in University City, just minutes from downtown Clayton, is STUNNING beyond description! This custom-designed mas...
Behind clipped boxwood and mature shade trees, 15 W Geyer Lane in Frontenac has a Cape Cod facade with three dormers, a brick chimney and a copper bay roof. Five bedrooms...
Experience the beauty & elegance of a bygone era in this timeless reimagined center hall colonial, in an unbelievably convenient location in CHESTERFIELD just minutes awa...
Welcome home to this beautifully and totally renovated home sitting on a level lot and full walk-out basement! This spacious home boasts over 2000 sq ft. of living space ...
New McBride Homes Aspen ranch 3BR & 2BA will be available this winter! Partial walkout homesite! Enjoy the open floor plan, a great room with a ceiling fan & wood laminat...
Charming home with great outdoor living space! Situated on a nearly quarter-acre corner lot in a welcoming Overland neighborhood, this home offers the perfect blend of ch...
NO SUBDIVISION RESTRICTIONS. 3 FLAT ACRES. OVER 4,000 SQ FT. AND ROOM TO ROAM! Welcome to horse country, where wide-open spaces, peaceful surroundings, and the freedom to...
Nice, move-in-ready, single level condo. No HOA. Lovingly maintained and well kept. Newer roof, appliances, flooring and windows all within the last 5 years. Vaulted ceil...
Discover the charm of 503 Westfield Drive in O'Fallon, IL! Nestled on a quiet cul-de-sac, this inviting 3-bedroom, 2.5-bath home sits on a beautiful half-acre lot with ma...
Better than new—this stunning 1.5-story home offers all the upgrades and features of the display home and more! From the moment you arrive on a premium cul-de-sac lot wit...
Split level with tuck side entry 2 car garage on 1.6 acres. All information regarding features of home was based on information available in public and/or county records...
Move-in ready and full of charm! This 2-bedroom, 1-bath home offers 1,040 square feet with a welcoming foyer that leads to a cozy living room and an upgraded eat-in kitc...
Located in the heart of Mascoutah and just steps from the park, this charming 3-bedroom, 2-bath ranch offers the perfect blend of comfort, convenience, and functionality....
PHOTOS EXPECTED 10.31 FIRST SHOWINGS 11.1
Nice, cozy brick ranch home of 1961 sq. ft, with 3 bedrooms, 2 baths, kitchen with new cabinets, range, refrigerator, dishwasher, wine cooler, granite counter tops, large...
MOVE IN CONDITION - 3 BEDROOM - 2 BATH SPLIT LEVEL - QUIET CUL DE SAC - BACKS UP TO DROST PARK! Welcome to 4 Leone Court - feels like home when you step inside. The upp...
This home will be ready for showings Tuesday October 27th. Discover Your Own Private Retreat! It’s hard to find a property that combines this much natural beauty, privacy...
Beautiful brick ranch home on a corner lot is ready for a new owner! If you are looking for everything on one level and no step entry, this one checks that box! Features ...
Dreaming of a true horse ranch with a covered riding arena, barn, stables, private pasture, and nearly 9 acres of scenic countryside? Your search ends here! Tucked away i...
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Opportunity awaits in the Wentzville School District! This 3-bedroom, 1-bath fixer-upper is bursting with potential and ready for your personal touch! The converted garag...
A very, very exciting home is just days away! It’s difficult to know what to highlight first. The fully renovated, gorgeous kitchen is a showstopper! Truly a kitchen to ...
Nestled in a highly sought-after gated community in the heart of Town & Country, this ranch-style home offers privacy, comfort, and easy single-level living. A private wa...
"Meet me in front of the Big Red Cabin!" as locals would say to navigate where they are on the river. What make this beautiful cabin on Current River different from the r...
Excellent Investment Opportunity in the Heart of Belleville! Add to your portfolio with this fully occupied income-producing property featuring a three-unit apartment bui...
The property is a solid option, but it needs a little tender love and care, the property could shine and be a great investment. " No leasing allowed- Owner occupant only"...
This beautifully updated 3-bedroom, 1.5-bath, two-story home blends timeless charm with modern convenience, just minutes from downtown Collinsville and local favorites! T...
Welcome home to 5916 Leona Street, a delightful brick ranch/bungalow nestled in the highly sought-after Holly Hills neighborhood in South St. Louis. This charming one bed...
Charming 2-Bedroom Ranch with 2-Car Garage in Ferguson! Welcome home to this charming 2-bedroom ranch located in an established Ferguson neighborhood. This home offers a...
Six-unit investment opportunity in the heart of Farmington, close to downtown shopping, dining, and local amenities! This property includes a distinctive two-story main h...
Welcome to 20 Forest Home, a spacious four-bedroom, two-bathroom home located in North St. Louis County! Situated on a corner lot, this 1.5-story home offers a generous m...
Escape to your own private retreat with this cabin situated on approximately 1 acre, bordered by Shawnee National Forest on three sides. Buy the cabin, and be able to hun...
Position your business for growth with this 16,500 SF warehouse facility in Sullivan, Missouri. Built in 1981, the property offers flexible industrial space, substantial ...
Check out this custom built home, constructed in 2019 situated on 1 acre just outside of town. This home features four bedrooms, 3 1/2 bathrooms. A chef’s dream kitchen w...
Welcome to a home where rustic character meets inviting comfort in the heart of Lake St. Louis! Nestled among mature trees, this charming 4-bedroom, 2-bath ranch showcase...
Welcome home to 418 Hamilton Meadows! Classic brick-front curb appeal, a light-filled two-story entry, and an open floor plan set the tone for this 4 bedroom, 2.5 bath ho...
Bring your builder and your plans to New Haven! This Level 0.34 acres lot within walking distance of school and close to New Haven amenities make this location ideal for ...
Welcome to 3618 Arsenal, a beautifully renovated Tower Grove South residence where timeless architecture meets modern comfort. Originally built in 1907, this handsome bri...
Large ranch home in top rated Oakville schools conveniently located a short distance west of I-270 off Telegraph. Greet your guests in the foyer as they enter from large ...
80 Acres of Opportunity – A Hunter’s Paradise! Looking for the perfect combination of hunting, recreation, and country living? This beautiful 80-acre tract offers the be...
Two lake lots right on the big lake at Lake Hanna, already set up for camping and lake days! Features include a three-slide camper, a private boat dock and ramp, and thre...
WELCOME HOME TO THIS GORGEOUS TWO-STORY HOME LOCATED IN THE HEART OF O'FALLON! Offering 4 bedrooms, 4 bathrooms and a spacious floor plan designed for comfortable everyda...
Wooded property with area that once contained At one time, there was a residence, however it is in disrepair. There is a metal building and other shed on the property....
This well-maintained 1.5-story home offers the convenience of main-floor living with room to spare. The main level features three bedrooms with beautiful wood flooring an...
Welcome to 4811 Blu Fountain Drive located on a quiet, dead end street in the beautiful Blu Fountain Subdivision. This warm and inviting brick home offers approximately 2...
NEW Kitchen, NEW Flooring, NEW Water heater — All That's Missing Is YOU! Beautifully Updated & Move-In Ready – Welcome to 401 Julie Court! Everything is fresh, updated, a...
Welcome to your own private backyard paradise in the heart of Lake St. Louis! This beautifully maintained 4-bedroom, 2-story home with a 3-car garage offers an exceptiona...
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BRAND NEW CONSTRUCTION IN BRIGHTON, IL! Welcome to 188 Ashton Drive, where quality craftsmanship, modern finishes, and comfortable living come together! This beautiful ne...
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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.