The chart below shows the affordability, or lack of affordability, of housing, in the United States based on the relationship between home prices and household income. We have determined how many years of income, based on the median household income, it would take to buy a home in the U.S. based on the median sales prices of homes.
Most data that is presented with regard to housing affordability is based upon the payment on a mortgage for a home as it relates to income, which many believe is truly the most accurate way to look at affordability. This is based on the fact that most home buyers in the U.S. obtain a mortgage when buying a home so the price home they can purchase is directly related to the amount of a payment they can afford. The problem with this method is it is very impacted by interest rates, which over time fluctuate a lot typically at a greater rate and frequency than home prices. Therefore many believe affordability should be looked at in terms of how many years of annual income it takes to buy a house with 3 to 4 times your annual income considered as a reasonable amount by many.
Information like this, as well as real estate agents and brokers that know and understand this data like the ones at MORE, REALTORS®, can help a home buyer or investor identify when is an opportune time to buy. This same information and knowledge can be used to help a seller determine the right time to sell their home.
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This charming 3-bedroom, 2-bath home sits towards the end of a cul-de-sac in Brownwood Estates. The single-level layout feels bright and welcoming, highlighted by a spaci...
Perfect opportunity for an owner occupant looking for a new home, or a seasoned investor looking for a new rental property. This single-family residence offers 2 bedrooms...
Absolutely darling split foyer home in Seckman Schools! Updates galore in this one! 3 bedrooms, 2 full baths and a spacious and open floor plan. Boasting new luxury vinyl...
Here is the perfect updated and well maintained ranch home located in central Columbia. The living room, dining room and kitchen are an open concept, but still offer tha...
Exceptional development tract in Wright city! In the heart of growth and development, you'll find this 60+/- acre tract with frontage on an 8 acre lake! Sewer, water and ...
Pictures will be available tomorrow September 11, 2026. Beautifully transformed and truly move-in ready, this Freeburg home is more than just updated, it has been thought...
Great investment opportunity! This 1.5-story, 3-bedroom, 1-bath home features one bedroom and full bath on the main level with two additional bedrooms upstairs. Updates i...
A fresh start and the chance to make it your own await at 808 Kaestner Drive! This inviting 2 bedroom, 1 bath half duplex offers a functional layout, plenty of natural li...
Exceptional development tract in Wright city! In the heart of growth and development, you'll find this 60+/- acre tract with frontage on an 8 acre lake! Sewer, water and ...
Fully renovated 3-bedroom, 2-full-bathroom home in Arnold, Missouri, ready for its next owner. Located in the Starling Estates subdivision, this 960-square-foot home sits...
Spacious 4-bedroom, 2.5-bath two-story home in desirable Fairwood Hills featuring a finished basement, 3-car garage, and large fully fenced backyard with mature shade tre...
Discover the possibilities on this 2.98 m/l wooded-acre property in Texas County, Missouri! The mature trees provide a peaceful, private setting with plenty of natural be...
Large Corner lot in McKendree Crossing Neighborhood - yard will be sod! Fantastic location close to Cape/Jackson/Schools/I-55. Nothing beats the smell of BRAND NEW! Vault...
This darling, refreshed ranch in the Hazelwood West district is ready for its new owners. You'll notice and appreciate as soon as you arrive, the double driveway at the ...
Outstanding opportunity to own a duplex in North St Louis City. This Duplex offers large 1 bedroom units that feature a formal living room, dining room and a spacious be...
Bright. Bold. Inviting! Open, bright and beautifully connected to its treescaped surroundings, this Ballwin two-story makes an impression with a soaring great room, two ...
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Space, privacy, and major updates come together at 3856 Winward Way Dr! Offering approximately 3,760 sq. ft. of finished living space, this 4-bedroom, 3.5-bath home featu...
Welcome home to this well-maintained 3-bedroom, 2-bathroom ranch, perfectly situated in an established Mascoutah neighborhood! This move-in ready home offers the ease of ...
New McBride Homes Aspen ranch 3BR, 2BA will be ready this winter! Craftsman exterior! Features include an open floor plan with a vaulted ceiling, great room with a ceilin...
Enjoy peaceful living on a quiet dead-end street in North Alton! This well-maintained 3-bedroom, 1-bath home offers comfortable living spaces, thoughtful updates, and a b...
DON'T MISS THIS income-producing property... 21,600 SF Office/Warehouse building with new partial fencing located in Northgate Industrial Park on 3.67 acres. Currently, t...
Plenty of room at an affordable price! This very clean home has been meticulously maintained, and it shows! Neutral paint, updated kitchen, bath, windows, HVAC & more m...
Centrally located in the heart of Edwardsville, this immaculate full-brick ranch offers inviting spaces to gather, unwind & enjoy life at home. Step inside to a light-fil...
Affordable, convenient and move-in ready! This clean, updated ground-level condo in Hazelcrest III offers 2 bedrooms, 1 bathroom and 806 square feet of comfortable living...
Great value for Kirkwood !!!! Fantastic close to everything Kirkwood location!!!! Updated Ranch with 2 Car Garage in Move In condition, Main floor has a Large living room...
Welcome to this beautifully upgraded former Fischer & Frichtel display home, offering approximately 2,590 sq ft of thoughtfully designed living space with 3 bedrooms, 2.5...
Main Floor 2 bedroom 2 bath condo comes with private carport parking and so many updates!! Easily accessible one level living with in-unit private laundry hook-ups, LVP ...
Why rent when you can own this classic city home on a charming, tree-lined street? The welcoming foyer leads into a spacious living room that flows seamlessly into the fo...
Welcome to this beautifully updated 3-bedroom, 2-bath ranch in a convenient St. Peters location! Step inside to a spacious living room featuring a cozy fireplace and a la...
Behind the gardens and handsome brick facade of this circa-1898 in historic LaSalle Park building is one of the more interesting condos you're likely to find in the city....
New McBride Homes Royal II 2-story 4BR 2.5BA will be move in ready this winter! This home features 6ft windows & wood laminate flooring on main floor! Enjoy an open floor...
This home has a point of view! Wrapped in natural stone and dramatic charcoal siding with oversized black-framed windows, this home's architectural silhouette feels almos...
Some homes simply have a way of slowing life down. This charming brick bungalow blends beautifully preserved character with thoughtful, design-forward updates all within ...
COMING SOON! PROFESSIONAL PHOTOS 9/13! Charming, cute and full of potential! This 2+bedroom, 2-full-bath home has been thoughtfully updated while still retaining its or...
Imagine spending your summers in Holiday Shores, lake days, neighborhood fun, the 4th of July festival, and fireworks lighting up the sky! This spacious 4-bedroom, 3 bath...
A rare opportunity in the heart of Flint Hill! 1765 Grothe Road offers 7+ private acres, incredible versatility, and the chance to create something truly special. Tucked ...
Tucked away at the end of a peaceful dead end street on the edge of town, this home offers a quiet retreat with open space all around. The expansive, level yard borders s...
Welcome home to this spacious 4-bedroom, 3.5-bath two-story tucked away on a cul-de-sac in the Villages of Dardenne and located in the Fort Zumwalt West School District. ...
READY to be IMPRESSED? Step into the charming single-family residence built in 1992. This 2 bedroom 1 bath home offers amazing space with vaulted ceilings and a skylight...
Welcome home to peaceful country living! This fully remodeled 3-bedroom, 2-bath manufactured home sits on 14.5 (+/-) beautiful, unrestricted acres. Enjoy privacy, and roo...
This is it! Welcome to 2011 Marrisa!! This beautifully refreshed 3-bedroom, 2-full-bath home combines classic charm and modern finishes with just under 2000 sq ft of livi...
Welcome home to this spacious 3-bedroom, 2-bath home situated on two generous lots in a convenient location close to shopping, dining, and everyday amenities. The home fe...
Welcome to 105 Sharon Dr! This beautifully updated 3-bedroom, 2-bath home is situated on a spacious, level 1/2-acre lot in the established Werges Meadows Subdivision. Ste...
Discover the perfect setting for your new home on this beautiful 4.3-acre residential lot near Monroe City and Mark Twain Lake. The property offers an attractive open hom...
OPEN HOUSE SATURDAY 9/12 12-2pm and SUNDAY 9/13 1-3pm! Location, charm, & opportunity—this South City bungalow has it all! Tucked along the sleepy end of Hampton Avenue, ...
Elegance, ease and exceptional craftsmanship come together beautifully at 1126 Lakeland. Built by State Construction with an unmistakable attention to quality, this impre...
Meticulously maintained and thoughtfully updated, 4147 Westminster Place offers a refined two-story layout where every detail has been addressed. Gleaming hardwood floors...
To be sold at public auction on Friday, September 11, 2026 at 12:00 Noon
Welcome home to this beautifully updated gem in a quiet, friendly neighborhood within Lindbergh Schools! This adorable 2 bed/2 bath Crestwood home is freshly painted thro...
Welcome to The Wexford in the vibrant Central West End neighborhood. This well-maintained 2BR/2BA condo offers effortless city living in a secure entry building, with an ...
Welcome to this beautifully updated 3-bedroom, 2-full-bath condo offering 1,549 square feet of living space in the highly desirable DeBaliviere neighborhood. Located on t...
Prepare to be impressed — this 4300 sq ft corner-lot stunner radiates pride of ownership from the moment you step inside. Every space feels intentional, cared for, and be...
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Beautifully RENOVATED ranch bungalow with OWNER SUITE, neutral modern finishes and large backyard - near 38-acre KOENEMAN PARK (fishing lake, playground, sports, trail an...
Discover the timeless charm of this 1931 brick 1.5 story home, set on two spacious lots with rare rear lot street access. This 3 bedroom, 1 bath home showcases classic ar...
COMING SOON — Active Monday, Sept 14, 2026! Look no further! This 1990s home has been COMPLETELY transformed with a full 2026 renovation, and every inch shows it, right...
Welcome home! This beautifully updated 4-bedroom, 2-bathroom home offers modern style, thoughtful updates, and plenty of space both inside and out. Located just outside c...
Welcome to Fox Creek Estates, where timeless character meets thoughtful updates in this beautifully appointed 5-bedroom, 2-story home in the heart of Ballwin. Gorgeous ha...
3 bedroom, 1 bath home in an excellent St. Charles location! There is easy access to shopping, services, recreation, restaurants, everyday conveniences and Highways 70-3...
Immaculate 17+ Acre Horse Estate in Winfield! Pulling into your estate you will notice you gated and fenced entrance. Making your way up your tree lined driveway, you wil...
You’ll love this charming brick bungalow situated in the desirable Webster Groves School District. From the moment you arrive, the eye-catching exterior welcomes you with...
Welcome Home to this meticulously maintained 2BR/2BA ranch home offering over 1600 sq ft of comfortable main level living in a beautiful lake community! Ideally situated...
Classic late-19th-century St. Louis brick home with a long list of thoughtful updates. Tall ceilings, oversized windows, decorative brickwork and a beautifully detailed w...
6 White Fang Dr is a 2,300-square-foot Glen Carbon home built in 2004. The kitchen features quartz countertops, a walk-in pantry, an accent backsplash, and stainless stee...
Welcome to 2536 Pershall Rd! This updated and well-maintained 3-bedroom, 3-bathroom ranch offers over 1,800 square feet of finished living space and an impressive amount ...
2827 Bromley Dr, O Fallon MO 63368 is a home built in 1996 with 1,504 square feet. A fireplace anchors the main living area, adding warmth and ambiance to the central gat...
Welcome home to 456 Dusty Brook Dr! This beautifully maintained 3-bedroom, 3.5-bath home is located in the highly desirable Wentzville School District. The main, upper, a...
This Troy home provides refreshed single-level living with a broad front lawn, attached garage, and a clean exterior profile. Inside, fresh neutral paint, new-looking car...
Fully renovated 2-bedroom, 1-bath home featuring an updated open-concept layout and numerous 2026 improvements. The kitchen opens to the dining and living areas, creating...
New construction duplex. 2 bed/1 bath each unit. Will be ready for tennants on October 1st.
Florissant home with a comfortable single-level layout, generous yard space, and a two-car garage. The main living areas offer a natural flow between the kitchen, dining ...
Offered for the very first time, this custom-built masterpiece occupies the premier, hand-selected lot in the prestigious Reserves of Timber Ridge. Positioned perfectly a...
The Franklin School Apartments, a 75-unit, four-story, 77,127 SF historic conversion — originally built in 1909 as a school designed by prominent architect William Ittner...
Welcome home to this beautifully maintained 3 bed / 3 bath ranch in the walkable, tree-lined Southwest Garden neighborhood. Gleaming wood floors flow throughout the main ...
6941 Willing St is a single-story Barnhart home with a connected main level. The kitchen features wood cabinetry, stainless steel appliances, a wraparound counter with ge...
Country living just minutes from Poplar Bluff! This beautiful home sits on 12 acres, conveniently located just down M Highway, offering the peace and privacy of the count...
Welcome home to this spacious 2-bedroom residence, offering more room than the average 2 bedroom home! With a fantastic layout designed for everyday living. Enjoy an open...
316 Lithia Ave is a single-story Saint Louis home set on a level lot. The kitchen features stainless steel appliances, a center island with a breakfast bar, and generous ...
It's what you've been looking for! Beautiful 5-acre property just outside of town in the Bethalto School District, complete with a private pond and mature trees. A home p...
Welcome home to this beautifully maintained ranch tucked away on a quiet cul-de-sac in St. Peters! The bright, inviting floor plan offers comfortable one-level living wit...
This cheerful University City home has plenty to love: over 1,800 square feet above grade, a finished basement, a big kitchen, spacious backyard, an attached garage, and ...
LOCATION, FLEXIBILITY & CHARM! Welcome to this exceptionally well-maintained home in the desirable Montclaire neighborhood within the sought-after Edwardsville school dis...
Great investment opportunity with this brick bungalow style home offering 3 bedrooms and 1 bathroom. Nice corner lot property, covered front porch and close to public tra...
Stunning 2-story home with a pool in the popular Indian Springs subdivision in O Fallon! This home boasts 4 bedrooms, 2.5 bathrooms, and 2,300+ square feet of living spac...
Blueberry Hill beauty in the Lindbergh School District! This 3-bedroom, 2-bath home delivers the perfect mix of style, space, and fun. Gorgeous wood floors run throughout...
South City charm with all the right updates! This classic brick bungalow is full of character, featuring beautiful hardwood floors, decorative windows, and a fresh, updat...
Are you looking for a nice home on 15 acres with a WOW shop building?!! Come look at this property! Nicely updated 3 bedroom ranch home with a nice open floor plan. Be...
Welcome home to this beautiful 3 bedroom, 2.5 bath retreat nestled on a gorgeous terraced lot in the sought after Powder Mills Woods subdivision. Lush landscaping, mature...
Checkout this full brick 3 bed 2 bath home located on 1 acre in the country that checks all the boxes. Home features open floorplan, covered front porch, 1 car attached ...
Completed Builder Spec Home on 10 Acres with an Oversized 3-Car Garage, Cul-de-Sac Location, Minimal Restrictions & Horses Allowed in Oakview Meadows Subdivision! This 3 ...
Welcome to the log home that makes everyone who visits want to stay—the kind of place where lifelong memories are made! Nestled on approximately 2.5 acres within a privat...
Nearly 6 Acres, a Flat Private Backyard, Stunning Custom Kitchen & Oversized 3-Car Garage—this display home combines exceptional upgrades with a hard-to-find acreage sett...
Looking for a home with plenty of space to grow? This updated 5 bedroom, 2 bathroom, brick home could be the one! ? With room for everyone, beautiful updates, and a fenc...
5128 Suson Ridge Dr, Saint Louis MO 63128 is a residence with a functional layout and comfortable living spaces throughout. The kitchen features a walk-in pantry and stai...
An exceptional 847 +/- acre world-class whitetail hunting preserve in Bismarck, Missouri, offering a rare combination of premier hunting habitat, world-class genetics, st...
This beautiful home sits in a private cul-de-sac and offers all the amenities of unincorporated living. The main level living layout of this home is perfect! There is a...
Nestled into a beautiful wooded setting in sought-after Warson Woods, this distinctive multi-level home offers incredible space, style and views from nearly every level. ...
Welcome to this beautifully updated Ranch perfectly located just across the street from Caseyville Elementary! Step inside to discover fresh paint throughout and brand-ne...
Come take a closer look at this solid brick home offering three bedrooms, a full bathroom, and a comfortable main level layout. This home offers a welcoming living room w...