The chart below shows the affordability, or lack of affordability, of housing, in the United States based on the relationship between home prices and household income. We have determined how many years of income, based on the median household income, it would take to buy a home in the U.S. based on the median sales prices of homes.
Most data that is presented with regard to housing affordability is based upon the payment on a mortgage for a home as it relates to income, which many believe is truly the most accurate way to look at affordability. This is based on the fact that most home buyers in the U.S. obtain a mortgage when buying a home so the price home they can purchase is directly related to the amount of a payment they can afford. The problem with this method is it is very impacted by interest rates, which over time fluctuate a lot typically at a greater rate and frequency than home prices. Therefore many believe affordability should be looked at in terms of how many years of annual income it takes to buy a house with 3 to 4 times your annual income considered as a reasonable amount by many.
Information like this, as well as real estate agents and brokers that know and understand this data like the ones at MORE, REALTORS®, can help a home buyer or investor identify when is an opportune time to buy. This same information and knowledge can be used to help a seller determine the right time to sell their home.
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Build your dream home on this beautiful 0.85± acre corner lot in Lincoln County! Featuring blacktop road frontage and no subdivision restrictions, this property offe...
Welcome home to this charming and immaculate 3-bedroom, 1-bath residence located in the heart of Union. This home features a spacious kitchen and dining combination, a la...
Welcome to this inviting ranch-style home, perfectly located in the heart of town! Featuring 3 bedrooms on the main level plus a non-traditional 4th bedroom (no closet in...
This is the perfect opportunity to own this 1.5 acre property on the outskirts of town. You can enjoy 4-wheeling, biking, nature and country living. The main home has a...
Professional photos coming 8/5, with showings beginning the same day! Built in 2015, this affordable, clean, and well-maintained home is move-in ready. The open-concept l...
Privacy, space, and an exceptional location come together in the desirable Avondale Heights subdivision. Set on a peaceful cul-de-sac with mature trees and scenic backyar...
Leaving the city limits doesn't have to mean leaving behind a well-maintained subdivision. Come out to Quail Hollow and enjoy life in this beautiful 4 bed, 3.5 bath home...
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Set back off the road for maximum privacy, this mint-condition 1991 lakefront retreat offers a tranquil "out in the country" vibe just minutes from town. Meticulously mai...
Make your dreams happen here with these 2 parcels of land totaling 16,51 acres. Bordering the spring fed Crane Pond Creek, you get year round, cool, clean running water....
Tucked back among the trees, this charming bungalow feels like a peaceful retreat while still being just minutes from everything Alton has to offer. If you've been search...
If you are looking for acreage with existing improvements and a private setting, this 15.56-acre property offers a variety of possibilities. A long private drive leads to...
Welcome home to this beautifully updated 3-bedroom, 2.5-bath residence that seamlessly blends modern finishes with historic charm. Featuring an open-concept floor plan, s...
Must see this 4 bedroom, 3.5-bath ranch in the desirable Oakhurst Subdivision. Beautiful kitchen with quartz counter tops and stainless steel appliances that is open to ...
Escape to serenity on a nearly 10-acre haven in the heart of St. Charles County's breathtaking landscapes! This exceptional parcel offers inspiring views, and a flat, bui...
Escape to your own private +-90.69 acre retreat just minutes from I-44 and within easy driving distance of Fort Leonard Wood. This well-maintained 3-bedroom, 2-bath ranch...
Escape to the tranquility of lake living in this secluded 4-bedroom, 2-bathroom home nestled in a quiet, private setting. Surrounded by mature trees, the shaded yard offe...
Don't miss your chance to see this spacious 3-bedroom, 1-bath home with more room than you might expect! A large addition on the back of the home expanded the living spac...
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Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
Discover this stunning newly renovated 2,600+ sqft, 4-bedroom, 2.5-bath home nestled on a spacious 7.5-acre lot in serene Marthasville, Missouri. Featuring a 4-stall hors...
Private 43-Acre Estate with Custom Barndominium, Shop & Unlimited Potential Discover the perfect blend of luxury, privacy, and recreation on this exceptional 43-acre pro...
This is the one you have been waiting for! Investors, this is your chance to add minimal updates and add to your portfolio. This three bedroom brick home features hardwoo...
Welcome home to this charming cottage-style home filled with character and thoughtful updates! Offering 3 bedrooms and 2 full baths, this quaint home features updated flo...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
This ranch home offers 3 bedrooms,2 full bathrooms, and a desirable split-bedroom floor plan. The front entry opens to a spacious living room featuring a brick fireplace ...
Showings start Friday the 31st. As adorable as they come. This three bed, TWO bath charmer is ready for it's next homeowners to love it like its current owners have! Rock...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
The outdoor truly steals the show & turn key Lake HOME! Whether you're looking for a perfect weekend escape or a full-time lakefront residence, this stunning 2024 -built ...
Investor special with strong upside! Features include original hardwood floors, a finished basement with two additional bonus rooms, a detached garage, and a level backya...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
This property known as Gobblers Knob is a 103+/- acre family owned property in a very sought out area. The property has been owned by the same family for decades. The pro...
Showings Start Friday July 31st - Welcome home to this beautifully updated 2-story in the highly sought-after Stone Meadows subdivision in Wentzville! Battle the heat wit...
Welcome to 150 Bell Blvd! This beautifully maintained 2-story home offers 4 spacious bedrooms, 2.5 bathrooms, a dedicated main-level office, and a highly desirable 3-car ...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a package an...
Builders Package: Right down from the BIG LAKE & AUTUMN LAKE BEACH PARK! Buy as an individual lot for lake access or check out the neighboring lots to purchase as a packa...
Enjoy the ease of main-level living in this 2-bedroom, 2- full bath Villa, ideally located in the heart of St. Charles. A welcoming entry with office/bedroom to the left ...
Welcome to this spacious 5-bedroom, 3-bath ranch-style home nestled on approximately 2 beautiful acres in one of Herrin's quiet, established neighborhoods. Offering the p...
Welcome to this well-maintained 3-bedroom, 1.5-bath ranch offering a functional single-level floor plan and comfortable living spaces. The spacious living room features a...
Cute, affordable, move-in ready home in Francis Howell North School District! Hardwood floors through main level. Partly finished lower level with lots of storage area. S...
Situated on three parcels, this beautiful 3-bedroom, 2.5-bath home offers an exceptional combination of space, functionality, and outdoor living. Whether you're looking f...
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Experience refined living on 1.69 beautifully landscaped acres, a rare offering in the prestigious Meadowbrook Country Club Estates, one of Ballwin's most sought-after go...
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Great Investment Opportunity! Partially rented, large 2 story multi-family building with 4 units. 2 units with 2 bedroom and 1 bath. 2 units with 1 bedroom and 1 bathroom...
Well maintained 3 bedroom Ranch, 1-1/2 baths, updated eat-in kitchen with appliances, ice maker, gleaming hardwood floors through-out. Located in sought after Parkway Sc...
Welcome home to this freshly updated 2 bedroom, 1 bath gem in Berkeley! This move in ready property has been thoughtfully refreshed with new paint throughout and brand ne...
Log Home Retreat on Thurman Lake Rd — Steelville, MO. Escape to easy living at 108 Thurman Lake Rd, a beautifully maintained log home tucked into the woods on 5.62 wooded...
Your dream home in Arnold is ready to welcome you! This amazing three-bedroom ranch in the highly sought-after Rosedale subdivision offers comfort, style, and effortless...
GREAT HOUSE!!! Don’t miss your opportunity to own 2616 Waltham Drive in the Mehlville School District! This home features a HUGE living room, a spacious family room with ...
Welcome to this spectacular luxury one-and-a-half-story home, where timeless elegance meets modern comfort. Designed with an expansive open floor plan and filled with nat...
More Photos & Listing Coming Soon! Welcome home to a property offering space, functionality, and outdoor amenities! Situated on a nicely sized corner lot in an establishe...
Over half an acre, this in-town lot provides a great opportunity for your future home or investment property. The property is already cleared, with corners marked by a su...
Properties like this are few and far between. Tucked away on 2.5 beautiful acres, this one-of-a-kind country retreat offers the perfect blend of rural charm, modern comfo...
Welcome to one of Jackson’s most exceptional homes—a true showstopper that blends luxury, comfort and privacy. Built in 2022 and offering over 6,000 finished square feet,...
Gorgeous 3 bedroom 2 bathroom home with numerous updates and upgrades. New Roof (2021), New Furnace and A/C (2022), New Electrical Service Panel (2021), New Vinyl Privac...
Enjoy relaxed lake-area living in Panorama Hills! This inviting 3-bedroom, 2-bath home offers just over 1,500 square feet, all on one level for comfortable, easy-access l...
Opportunity awaits with this 2-bedroom, 1-bath home located on a level lot at 808 Vermont Street in Hannibal. Previously used as a rental property, this home has already ...
NO SHOWINGS. DO NOT DISTURB OCCUPANTS. Welcome to 1700 Olive Street in Highland, where timeless character and everyday functionality come together in a convenient locatio...
Welcome home to this charming 2-bedroom, 1-bath bungalow nestled in a desirable neighborhood just steps from the bike trail! Featuring a spacious living room, an updated ...
Welcome to sophisticated urban living in the historic Pierre Chouteau Building, one of the Central West End’s most distinguished residential landmarks. Perched on the 9th...
Welcome home to this beautifully remodeled 3-bedroom, 1-bath home that blends modern updates with warmth and character. Gorgeous white oak flooring flows throughout, whil...
This 2-bedroom, 1-bath brick ranch offers a great opportunity for investors seeking a reliable addition to their portfolio. Ideally located just around the corner from Ch...
Perfectly positioned on a spacious corner lot, this charming three-bedroom home offers the best of both worlds—a convenient location just minutes from town with the peace...
Opportunity knocks in O'Fallon! This spacious 4-bedroom home offers 3200+ sq ft of living space, oversized 2-car garage, partially finished lower level, 2 full baths, and...
Timeless French Provincial architecture defines this exceptional estate, gracefully positioned on 1.34 private acres in prestigious Chapel Hill Estates. With over 10,000 ...
Open house Saturday, August 1, 2026, 10:00 am - 12:00 pm. Located in a lakeside community with lots of amenities, this spacious single level living villa-condo has plenty...
Ranch home on acreage with 3 sided barn inc. shop room and loft. New septic/lagoon. Newer HVAC, well pump, fresh paint. Traditional floor plan, eat in kitchen, half bath ...
Equity opportunity for a real estate investor or an ambitious owner occupant. This mid century ranch style home boasts vaulted ceilings, covered parking, primary bedroom ...
*1-HOUR SNEAK PEEK 6-7 PM, Thursday, July 30.* Privacy meets convenience in this 4 bed, 3 full-bath ranch home tucked near the end of a quiet cul-de-sac. The updated eat-...
Investor Special!!! Good bones. Clear canvas to make your vision a reality! Tons of photos available upon request. Text listing agent and request them!
This beautifully updated Ranch with 3 beds & 2 baths you can't go wrong. Located in desirable Harter Farms gives you the country feel yet close to shopping & restaurants ...
***Coming Soon*** Summer is not over yet! There is still time to move into this awesome home with a great back yard pool! Conveniently located near highways, shopping ...
Showings begin at Open house on Sunday, August 16th. 12-2 pm Welcome home to your cute cottage! Move-in ready and full of character. Nestled on nearly an acre this updat...
Don't miss this 3 bedroom 2 bath home with a large oversized outbuilding/garage right in the heart of Brighton! This home features large rooms/ with a main floor bedroom ...
Spacious Pole Barn Home on 3.5 Acres – 8475 State Route 146, Buncombe, Illinois Discover country living at its best in this unique pole barn home located just outside the...
This beautifully crafted 5-year-old custom home tells a story of comfort, care, and thoughtful design from the moment you turn into its quiet court and see the generous p...
Beautiful 3 BR/ 2 BA home with main floor laundry, not in a subdivision! This beautiful open floor plan also brings the outside in. The massive deck shows views of the pr...
Beautifully renovated 1,270 sq ft brick home featuring 3bedrooms, 1 bathroom, and a versatile extra room perfect for a home office, nursery, guest room, or hobby space. T...
Escape to peaceful country living at 8215 State Route 146, Buncombe, Illinois! This charming relocated manufactured home offers a fresh start on a spacious lot surrounded...
Here's the one you've been waiting for...Updated, beautifully maintained, original gleaming hardwoods. Center hall plan boasts Living room with a classic stone gas firepl...
2 bedroom, 1 1/2 bath. House had some remodeling done in 2021 including a new roof. Large double lot. Seller is selling as-is.
Charming Home on a Prime Corner Lot in Historic Golconda, IL – 103 E Illinois Street Welcome to this inviting home in the heart of picturesque Golconda, Illinois! Situat...
Tucked away on a private, wooded lot just under an acre that sits on a cul-de-sac, this one-of-a-kind Wildwood home offers a distinctive floor plan designed to embrace it...
Welcome home to this spacious inviting two-bedroom home offering comfortable and easy living! The main level features a generous family room, convenient main-floor laund...
Opportunity now available to own this beautiful 3 bedroom home! Located in a perfect setting to easily get to any of the local towns. Enjoy the country while relaxing on ...
Custom-Built Home Near the Current River & Ozark Scenic Riverways Discover this beautifully constructed 3,840 sq ft custom home designed for comfort, space, and modern li...
Welcome home to this charming 3-bedroom, 1-bath ranch nestled in the heart of Maryland Heights! Thoughtfully updated while maintaining its cozy character, this 952-square...
Welcome to this custom built 2800 foot, 3 bed/3 bath total living Payne home. Home is located in the Villages of Sandfort Farms just north of I-70 in St Charles. Home is ...
Country Living with land to roam! This four bedroom, four bath 2012 built home is situated on 31.68 surveyed acres located in Monroe County, MO and the Mark Twain Lake ar...
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Affordable home for sale in Scott City with extra land! This 2-bedroom, 1-bath home sits on a 0.29-acre lot and includes the adjacent 0.19-acre vacant lot, offering nearl...
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COUNTRY ROADS TAKE ME HOME… Farmhouse & Barn on 5 Acres – If you’ve been searching for a property with character, acreage, and the opportunity to make it your own, this c...
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Don't miss your opportunity on this immaculate 2700 sq ft home in the Wendell Creek Subdivision. Purchased as a Paoli new construction in 2019, the owners have taken grea...
HERE IS THE OPPORTUNITY THAT YOU HAVE BEEN WAITING FOR ! THIS BEAUTIFUL and UNIQUE PROPERTY known as A SUCCESSFUL RESTAURANT CAN BE USED FOR YOUR NEW IDEAS for RESTAURAN...