FEMA Interactive Flood Map
Disclaimer: The map shown is from the Federal Emergency Management Agency (FEMA) and may not be accurate nor up to date and is just provided for educational purposes only without warranty, expressed or implied, by the owner of the website. The only way of knowing for sure whether your property is located in a flood hazard area is to obtain a flood letter or elevation certiicate from a licensed surveyor.
Even if you are not in an area considered a high risk zone for flood but are in an area with low or moderate risk, you may still wish to consider obtaiing flood insurance as most homeowners insurance policies won't cover flood damage. According to FEMA, if you live in an area with low to moderate flood risk, you are 5 times more likely to have flood damage than a fire in your home over the next 30 years. If you are in a low risk area, flood insurance may cost you as little as less than $400 per year.
How to buy flood insurance. You cannot buy flood insurance directly from the National Flood Insurance Program (NFIP) but must purchase it through an insurance agent or insurance company that participates in the NFIP program. It doesn't matter which agent or insurance compnay you purchse NFIP flood insurance through as the rates will be the same and do not vary between different insurance agents nor companies. If you would like to locate an agent that sells flood insurance, you can contact the NFIP Referral Call Center at 1-800-427-4661.